Coverages Offered
General Liability
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The moment you open for business, you're at risk of a lawsuit. Your core coverage package should include healthy limits of General Liability Coverage.
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General Liability coverage is triggered by a bodily injury or property damage to the public (i.e. anyone that is not your employee).
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Protection includes coverage for your defense costs related to a lawsuit made against your business, even if the allegations prove to be erroneous.
Workers' Compensation
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Have employees? Then a Work Comp policy is a must. When a work-related injury happens, the employer's Work Comp policy is the sole remedy for restitution for the injured worker (in most states).
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Absolute Integrity offers coverage thru the nation's #1 Work Comp insurer in the entire country, as well as 5 more of the Top 25 Companies (based upon 2018 year-end premium volume).
Property Coverage
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Whether you're constructing buildings, or lease or own an existing building, your business likely needs property coverage.
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Property Coverage can include any buildings your business owns, as well as any property owned by your business.
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Your inventory, completed goods, raw materials, cash registers, desks, and computer systems are all examples of Business Personal Property.
Commercial Automobile
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Whether you own a single vehicle or a fleet of 50+ vehicles, commercial automobile coverage is necessary for your business.
With expanded liability limits and coverage for rented and employee-owned vehicles, we can offer a customized coverage package designed specifically for your business operations.
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Absolute Integrity offers policies thru the nation's #1, #2, and #3 Commercial Auto insurer in the country (based upon 2017 market share report).
Specialty Customized Coverages
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In addition to the core coverages mentioned above, our firm provides expertise in addressing your other risk exposures, including protection for emerging risks. These other coverages offered includes, but isn't limited to:
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Cyber Liability
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Profesional Liability (Errors & Omissions)
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Inland Marine (Domestic)
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Ocean Marine (International)
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Employment Practices
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Fidelity & Surety Bonds